Financing and Funding for Mobility Scooters

Purchasing a mobility scooter is a large financial commitment. We understand that not every family will be able to pay the full amount up front. Because of this, we offer a range of financing and funding options. Some of the funding options we offer include Farmers Finance Cards, Q Cards and grant funding.

Farmers Finance Card

If you’re looking for a finance card with no annual fees, joining fees or deposit required to use the card, then the Farmers Finance Card is great for you. This card allows you to purchase a mobility scooter when you need it and pay later. Also when you buy a mobility scooter using your Farmers Finance Card, enjoy 55 days with no payments and no interest.


The Farmers Finance Card interest rate will apply to any part of the closing balance that is not paid by the due date. Farmers Finance Card lending criteria, fees, terms and conditions apply.

Q Card

The Q Card isn’t called one of the best credit card alternatives for no good reason. With the Q Card you get three months with no interest and no payments on every purchase.* Because a mobility scooter is a big ticket purchase, there are a range of interest-free deals and payment holidays including 12, 36 and 48 month deals. You can choose between Fixed Instalment plans and Flexi plans.**


With Fixed Instalment plans you can choose to pay back a fixed amount every month to fit your budget. The total finance amount is divided over the payment term. For example you may want to pay off the $3600 Explorer Mobility Scooter over 36 months. You pay $100 each month for 36 months, which will ensure that you’ve paid the plan off in full within the agreed time.
A Flexi Plan requires payments of 3% of your monthly balance from the start of the contract or at the end of the holiday period depending on the agreement.


*Offer available to existing Q Cardholders only. 3 months no payments and no interest (“Payment Holiday”) is available on all purchases at participating retailers on Q EFTPOS Plans. Account Fees may apply. Q Card Standard Interest Rate applies to any outstanding balance at end of Payment Holiday. Q Card lending criteria, fees, terms and conditions apply.


**A minimum purchase amount may be required. Account fees may apply. Available on Flexi Payment, Fixed Instalment or EFTPOS Plans. For interest free only deals, monthly payments may be required throughout interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of payment holiday or interest free period. Q Card lending criteria, fees, terms and conditions apply.

Grant Funding

You may be eligible to apply for grant funding. Lottery Individuals with Disabilities provides grants to people with mobility and communication related disabilities. They fund the purchase of vehicles, vehicle modifications, scooters and other mobility equipment that will provide outdoor mobility. The maximum grant for a mobility scooter is usually $4000 (+GST) which covers nearly half our mobility scooters. For more information about your eligibility, visit the Lottery Individuals with Disabilities webpage or ask the friendly knowledgeable team at your local Life Unlimited Store.

To learn more about other funding and grant options visit the Life Unlimited Charitable Trust website.

Gilrose Finance

We are pleased to be able to offer finance to our customers through Gilrose Finance. All contracts with Gilrose are negotiated on an individual basis. The application process is quick and efficient, resulting in high approval rates and quick turnaround. Customers can even process their application online. Gilrose offers a competitive interest rate, and unlike most other finance companies, they don’t charge an early repayment fee — you can repay your loan in full at any time without being penalised. Check out the Gilrose Finance website for more information.

Terms & Conditions apply


If the cost of your purchase is more than you can manage on the day, talk to a Life Unlimited Store staff member about our easy layby terms so you can spread the cost of your purchase over six weeks.

Terms & conditions apply

  • Layby period is for a maximum of 6 weeks, and must be for goods valued at more than $60.
  • A deposit of 20% of the total value or $20 is required, whichever is the greater. Discounted goods cannot be placed on layby.
  • Cancellations will incur a $20 administration fee, with the balance of payment/s returned within 5 working days from cancellation. No cancellations are allowed on orders of non-standard store stock ordered in specifically for a customer.
  • If you have two or more items on the same layby, the layby balance must be paid in full before any of the goods can be collected. If you wish to take only one of the items, the layby must be cancelled first, incurring cancellation fees. You may then purchase any item you wish. However, you cannot re-layby any items from a cancelled layby.

Personalised Advice

If all of this is a bit confusing, don’t be alarmed. At Life Unlimited Store we are mobility scooter experts. You can ask at your local Life Unlimited Store for personalised advice, or request an appointment right now to come and see us to discuss your mobility scooter needs.

Request an Appointment   or  Browse Scooters